10 Year Mortgages

Tree lines country road in rural community.

If you are considering refinancing or purchasing a home with a 10 year home loan, Mid America Mortgage is here to help. We have 10 year mortgage solutions for most types of residential properties including stick built homes, condos, townhomes, and modular homes. Our 10 year mortgage pricing is some of the most competitive in the marketplace and we can offer you a free, no obligation quote in a matter of minutes.

Request a Quote and Consultation

  • Call 866-544-7013 to speak with a mortgage professional serving your area.
  • Pre-Qualify Now
  • Use the Rate Quote Form on this page to request additional information.

Why Consider a 10 Year Home Loan?

Lower Rates

The rates for 10 year mortgages are typically lower  than 30 or 20  year home loans. Rates are often slightly lower or comparable to 15 year pricing. Note that this is not true 100% of the time. Contact a mortgage professional for today’s rates.

Rapidly Build Equity

With a pay back period that covers only 10 years, a borrower is able to accrue equity more quickly. To visualize the breakdown, consider that the 10-year program is amortized over 120 months as opposed 360 months for a 30 year mortgage.

Pay Considerably Less Interest Over Time

Although the monthly payments will be more, a borrower who is able to meet the financial requirements for a 10 year home loan stands to save big on interest. Just look at the numbers: 10 years of interest on a $250,000 loan at 4 percent adds up to just over $53,000. That’s 73 percent less in interest than the estimated $233,000 you’d pay for 5 percent on a 30-year fixed rate mortgage. Imagine all the things you could do with $233,000!

Financing is available for primary residences, second homes, and 1-4 unit rental properties. Contact Mid America Mortgage, Inc. today to learn more.

Our Brands

The various mortgage brands run by Mid America Mortgage, Inc.

Contact Us

Company Headquarters:
Mid America Mortgage, Inc.
15301 Spectrum Drive, Suite 405
Addison, TX 75001
Phone: 214-261-3300
Toll Free: 866-544-7013
Find a Branch Location
Make a Mortgage Payment


Wholesale Division
550 Warrenville Rd
Lisle, IL 60532
Phone: 630-796-6092
Toll Free: 855-528-4572

Join the TEAM

At Mid America Mortgage, Inc. we're always looking for talented mortgage professionals to join our growing team. We're an Equal Opportunity Employer offering a highly competitive compensation and benefits package.

Visit our CAREERS PAGE for more information. We're Hiring on ZipRecruiter