Monthly archive for January 2015

More Young People Seeking Urban Lifestyle

Settling down in the suburbs with a traditional single-family home and white picket fence may be the ultimate housing dream for many, but according to some experts, more young adults are seeking out the convenience and opportunity found in urban areas. This trend has been on the rise for a while now, but experts now believe it could soon spill over from the U.S.’s largest cities into midsize and smaller cities as well.

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Reduced FHA Premiums Likely to Boost Mortgage Activity

house key

Mortgage originators and other housing industry leaders are optimistic about a newly announced reduction in insurance premiums carried by FHA home loans. The change, they say, is likely to boost borrower interest in a program that has seen somewhat of a decline in recent years. Furthermore, the planned cut could allow more first-time and moderate-income borrowers to buy a home or refinance their existing mortgage. The White House made the official announcement Wednesday, Jan. 7, in which it ordered a 0.5 percentage point cut in FHA premiums, lowering the annual rate from 1.35 percent to 0.85 percent. In a follow

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New Years Resolutions for Your Home


The new year is a time for reflecting on your past achievements as well as your goals for the future. As a homeowner, you’ve probably worked very hard over the past year. Appliance repairs, DIY projects, landscaping, cleaning, fixing, replacing…now’s the time to give yourself a pat on the back for taking care of all those things homeowners have to do. Now is also the time to start seriously thinking about what your needs and desires will be for your home in 2015. And if you weren’t as proactive in taking care of things last year, now’s definitely the time to

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