Monthly archive for January 2017

Airbnb promises to change policy to help cities struggling with housing shortages

condo

Airbnb, the popular home-sharing platform, recently announced it will be adding new restrictions to select large cities that will ban homeowners from renting their properties to long term visitors. The new rules are being set in place as a response to officials in some cities having difficulty enforcing similar restrictions that are already in place. 

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Despite challenges, 2016 was the best year for existing-home sales in a decade.

Although the U.S. real estate market continues to deal with certain struggles (low inventory, rising prices, etc.), 2016 was officially the best year for existing-home sales in the last 10 years. Last year’s distinction is based on recently released data from a report from the National Association of Realtors (NAR). According to the report, 2016 saw an impressive 5.45 million sales of previously lived-in homes — the highest since 2006 when there were 6.48 million existing homes purchased. These figures are seasonally-adjusted, meaning they are smoothed out over the 12 month period to balance out common seasonal fluctuations in the real estate market

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Is it a good idea to pay off your mortgage before retirement?

Baby Boomer Couple

For homeowners approaching retirement age, it’s important to have a specific plan in mind to maintain your financial independence. But should your retirement plan include paying off your mortgage? More specifically, should you try to pay off your mortgage before you retire? Some financial planners say no, it’s better to keep your rate and payments as low as possible to maintain adequate cash flow. But a growing number of experts say paying off your largest liability (which is usually a mortgage) well ahead of retirement can provide more financial freedom in the long run. 

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