30 Year Mortgages

Couple in front of their new home

The act of committing to a mortgage is certainly an exciting step and it can also be a bit daunting. After all, for the majority of people, a home is the biggest single purchase that will be made in their lifetimes. However, almost any proud homeowner would agree that the long-term benefits and rewards of purchasing a home quickly overrides that initial anxiety!

With a 30 year fixed rate mortgage, eligible borrowers are able to lock in an interest rate for the entire thirty year amortization period. Since the payments are spread out over a 30-year period, monthly payments may be more affordable when compared to 20, 15 and 10 year terms.

A 30 year mortgage may be an excellent choice for those who feel confident that they will remain in their homes and their geographic areas for the foreseeable future. While it takes a little longer to build up equity, borrowers may also have options such as paying off the mortgage early, refinancing to reduce the terms or to obtain a better interest rate. Be sure to ask your mortgage consultant about how making additional principal reduction payments can help you pay off your loan sooner.

A Mid America Mortgage, Inc. loan consultant would be pleased to discuss whether or not a 30 year mortgage may be right for your next home purchase or refinance. We certainly agree that a mortgage is a serious undertaking and urge you to weigh all of your options.

If you would like to speak with one of our mortgage consultants about our various fixed rate financing solutions, please call 866-544-7013 or visit the branches page to locate the office closest to you.

Explore Fixed Rate Financing

What types of fixed rate loans do you offer?

Who Should Consider a Fixed Rate Mortgage?

What Types of Properties Are Eligible?

Our Brands

The various mortgage brands run by Mid America Mortgage, Inc.

Contact Us

Company Headquarters:
Mid America Mortgage, Inc.
15301 Spectrum Drive, Suite 405
Addison, TX 75001
Phone: 214-261-3300
Toll Free: 866-544-7013
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Wholesale Division
550 Warrenville Rd
Lisle, IL 60532
Phone: 630-796-6092
Toll Free: 855-528-4572

Join the TEAM

At Mid America Mortgage, Inc. we're always looking for talented mortgage professionals to join our growing team. We're an Equal Opportunity Employer offering a highly competitive compensation and benefits package.

Visit our CAREERS PAGE for more information. We're Hiring on ZipRecruiter