Mid America Mortgage Blog

Is an FHA Loan Right for Me?

couple in front of sold sign

With an FHA loan, home buyers can take advantage of low minimum down payments, lenient credit score requirements and flexibility when it comes to rate and term structure. But FHA loans may not be the ideal home financing solution for everyone. In today’s post, we’ll review FHA mortgages and their benefits, as well as potential drawbacks. What is an FHA Loan and what are its benefits? FHA loans are government-backed mortgages designed to help the average American purchase a home with affordable terms. They feature low down payments (typically 3.5%) and allow gift funds to be used toward the down

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5 Ways to Save Money on Your Home’s Energy Bill This Summer

energy efficient home

As we approach the so-called dog days of summer, when the heat is more intense throughout the country and as a result our electric bills skyrocket, it’s a good idea to take a closer look at your home’s energy consumption and see where changes can be made. Not only will reducing your energy usage help you save money, it can help lessen the strain on our energy providers and create a positive impact on the environment. There are lots of ways to lower your energy bills but in today’s post, we will review 5 of the easiest and most popular strategies.

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How to Get a Mortgage Preapproval

close up man holding house key

Considering buying a home soon? If you plan on getting a home loan, it’s a good idea to talk to a reputable lender about getting preapproved. What is Mortgage Preapproval? While it is often confused with prequalification, mortgage preapproval is actually a different yet important step in the home financing process. Mortgage prequalification is usually the first step, which can be done very quickly (often over the phone or through email) and is a fairly informal agreement that signifies that the borrower may be eligible to borrow money for a home, as long as certain criteria are met.

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Our Brands

The various mortgage brands run by Mid America Mortgage, Inc.

Contact Us

Company Headquarters:
Mid America Mortgage, Inc.
15301 Spectrum Drive, Suite 405
Addison, TX 75001
Phone: 214-261-3300
Toll Free: 866-544-7013
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Wholesale Division
550 Warrenville Rd
Lisle, IL 60532
Phone: 630-796-6092
Toll Free: 855-528-4572

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At Mid America Mortgage, Inc. we're always looking for talented mortgage professionals to join our growing team. We're an Equal Opportunity Employer offering a highly competitive compensation and benefits package.

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