Mid America Mortgage Blog

Pros and Cons of Micro Housing

tiny housing

The micro housing trend is sweeping the globe as people are becoming more enchanted with the idea of minimalistic living. Tiny houses, air stream trailers and even compact apartments converted from shipping containers seem to be a growing niche in the real estate world. But is living with less than 1,000 square feet really all its cracked up to be? The benefits of micro housing are numerous, but there seem to be three major draws to this type of dwelling: Reduced cost Obviously, the smaller your home the less you are likely to pay for building costs, taxes, insurance and

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Building a fence? Follow these tips!

white fence with flowers

Good fences make good neighbors, as the saying goes. But in order to build a good fence, there are a few things you should keep in mind. In this post, we’ll go over a few helpful tips and things you need to know before you begin putting up your fence. From deciding on going the DIY route or hiring pros, to choosing the right materials, to communicating with neighbors, there are several things to consider when building a fence. 1. Should you hire professionals? Erecting a fence isn’t necessarily the most complicated or difficult project, but some homeowners may prefer

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New credit policy could make it easier to get a mortgage

calculator and chart

Earlier this month, the Fair Isaac Corp. (FICO) announced a new change in credit policy that could help more people obtain home financing. According to a recent statement from National Association of Realtors President Steve Brown, Realtors are pleased with the change, which “…will no longer penalize borrowers for certain debt-collection activities when calculating credit scores.” “This move will ultimately make a real difference in the lives of millions of Americans, who have been shut out of the housing market or forced to pay higher mortgage interest rates because of flawed credit scores,” Brown continued. “Since the housing crash, overly

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Lisle, IL 60532
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