Mid America Mortgage Blog

Is refinancing a mortgage really like starting all over?

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Refinancing your mortgage can be a great way to reduce your monthly payment. However, refinancing is generally thought to set the homeowner back and “restart” the mortgage, so-to-speak. This can be less than ideal for borrowers who want to own their homes outright. But does refinancing always mean starting again from square one? Not exactly. Mortgages are paid off over time through a structure known as amortization. Amortization typically favors the lender, allocating a larger portion of each payment toward the interest first, then gradually applying more and more of the payment toward principal. This is why the majority of

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Dallas Business Journal Names The Cooksey Team to ‘2017 Best Places to Work’

DALLAS, Texas, July 10, 2017 (SEND2PRESS NEWSWIRE) — The Cooksey Team, a top producing retail branch of Mid America Mortgage, Inc., announced today it has been recognized by Dallas Business Journal as one of its “2017 Best Places to Work” in the Dallas-Fort Worth area. More than 500 companies submitted nominations, and only 100 companies were honored. Now in its 15th year, the “Best Places to Work” award showcases outstanding employers of all sizes in the North Texas region, and winners are selected based on a survey of employees conducted by Quantum Workplace, a third-party research firm specializing in employee

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Buying a Home Sight Unseen Becoming More Common

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Thanks to massive advancements in technology, the number of people buying a home without seeing it in person first is on the rise. According to a recent survey conducted by real estate listing firm Redfin,  one in three recent home buyers (33%) made an offer on their home sight unseen. This is up from one in five (19%) a year ago. 

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