Mid America Mortgage Blog

Tips for Buying a Home This Summer

Sunset over dock during summer

The website, moving.com, tells us that 11 to 13 percent of all moves in the U.S. take place in the summer. Of course with all of those relocations, come home sales. In fact, a recent story from usatoday.com, noted that close to 50 percent of all annual home sales take place over the summer. A number of factors explain this trend, such as better weather, schools are out and summer is one of the busiest times of year for real estate transactions. If a home buy is on your agenda this summer, here are a few tips: Know your financial

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The Ins and Outs of Modular Home Financing

Brightly colored modular homes in neighborhood.

Modular homes have grown in popularity in recent years as buyers seek out affordable housing solutions. Modular homes are built in climate controlled factory settings. Upon assembly, units are transported to home sites where they are connected to various utilities. A common mistake that many people make is that manufactured (mobile) homes are the same as modular properties. While it’s true that mobile homes and modular properties are both built off-site, the building codes which they adhere to are not identicle. Modular properties are typically required to meet the same standards as on-site stick built homes. What’s are Some of

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Tips for Buying a Foreclosure

Cedar home in the country

Have you ever toyed with the idea of buying a distressed property, then fixing it up, to rent or flip? The idea of getting a steal deal on a foreclosed upon house is certainly enticing. However, as many would be investors discover, there are a few ins and outs to the process of tracking down and buying such a home. Thankfully, the folks at This Old House recently published several tips for navigating through the uncharted seas of the foreclosure market. Here is a look at those suggestions: Set a realistic budget Even though you may be able to score

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