Posts Tagged credit

Should you use a credit card to pay for home remodeling projects? Explore the pros and cons.

home improvement tools in shape of house

According to a recent report, 1 in 3 homeowners used a credit card to pay for at least part of a home remodeling project in 2017. Using plastic as a method of home improvement financing isn’t new, but the trend appears to be growing, particularly among millennials. But charging remodeling costs may not be the most financially savvy solution. 

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5 Ways to Prepare Your Credit for Getting a Mortgage

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Your credit report plays a major role in your ability to qualify for a mortgage. While most lenders like to see scores in the 700-range, it is still possible to qualify for a home loan with lower scores. However, those loans may come with higher interest rates. To ensure you’re able to qualify for the best loan at the best rate, it’s essential to take your credit seriously. In today’s post, we’ll discuss 5 ways you can prepare your credit for getting a mortgage.

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How refinancing your mortgage can affect your credit

stack of money

Refinancing your mortgage can help reduce your monthly payments, help you consolidate debt, or provide a way to pay off your home loan faster. There are several benefits to refinancing a mortgage, but oftentimes borrowers forget to consider how doing so could impact their credit score. In today’s post, we’ll review how refinancing can affect your credit and how to determine whether or not it’s worth the potential risk.

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