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Step 3: Working with a Lender

A mortgage lender is a financial institution that explains your financing options,
reviews or underwrites your income and credit documentation, and approves your
mortgage loan so you can purchase a home. Lenders work with you to ensure that
you’ve completed all the required paperwork and evaluate your credit history and
financial health to determine whether you qualify for a loan and for what amount.
Lenders provide explanations for the different options based on your qualifications.
These options include interest rates, loan terms, and other loan details. When it’s time
to purchase a home, your lender will ensure that you have the money to make the

Let’s go over what you’ll want to know before Working with a Lender…

Questions? Contact Mid America Mortgage, Inc. Today!

Not sure where to start? Contact one of our mortgage professionals today!

Find a Loan Officer

Mortgage Calculators

Estimate your mortgage payment to see what you can afford!


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Mid America Mortgage

Mid America Mortgage Inc. is excited to announce that our Servicing Division goes live November 4, 2019. On this date, our employees will be begin servicing our retained loans with a new, efficient system. For more information, please read this.

If you have any questions, please reach Mid America Mortgage Inc. by calling: (888) 845-6535 or emailing The customer service hotline is open Monday through Friday 8:00 am – 6:00 pm CST and Saturday 8:00 am – 12:00 pm CST.

If you are a 1st Tribal Lending or 184 customer, please click here to access your account.