Mid America Mortgage Blog

New Home Sales Surge in November

home builder on frame of house

As housing inventory woes continue to hold buyers back in markets across the US, sales of newly built homes saw a significant rise in November. According to a recent article from Realtor.com, the Commerce Department found that new-home sales rose 16.9 percent from October to November 2018 to a seasonally adjusted annual rate of 657,000. This figure far exceeds economists’ predictions of new-home sales reaching an annual rate of 571,000.

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What’s the Difference Between a Lien, a Loan and a Mortgage?

houses and calculator with magnifying glass

Getting ready to buy a home but confused by the slew of financial terms you’re coming across? You’re not alone. The real estate and mortgage financing industries are full of confusing terminology and it seems like only the professionals fully understand. Three big terms that are bandied about quite a bit when it comes to financing a home purchase are lien, loan and mortgage. Two of these terms sound a lot alike but actually mean very different things. Let’s break down the meaning and differences between loan and lien.

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5 Ways to Save on Common Household Expenses

mini houses on stacks of coins

If your list of New Year’s resolutions included saving money (perhaps for a down payment on a house?), you might be wondering what kind of financial strategy works best. For some, it might include asking for a raise at work and putting the additional income aside. For others, it might mean cutting back on frivolous purchases. While both of these examples can certainly help, most experts agree that the best way to really save money – in a substantial and sustainable way – is not to simply rely on one or two methods, but to adopt a more frugal lifestyle

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Addison, TX 75001
Phone: 214-261-3300
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Lisle, IL 60532
Phone: 630-796-6092
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