Mid America Mortgage Blog

Is An Adjustable Rate Mortgage Ever a Good Idea?

new home

Once extremely popular among everyone from first time home buyers to experienced real estate investors, adjustable rate mortgages (also called “ARMs”) have fallen out of favor in recent years. Many home buyers and homeowners fear this type of loan, and worry that taking out an ARM will lead to drastic rate increases, an inability to afford mortgage payments, and even foreclosure. So what’s the truth about this often misunderstood loan program? Just as an adjustable rate mortgage wasn’t the right choice for everyone earlier this century, it’s not the wrong choice for everyone either. Whether an ARM makes sense depends

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5 Reasons to Lock in a Mortgage Rate Now

house key

The dramatic rise and traumatic fall of the housing market has made a lot of Americans nervous about buying real estate, and understandably so. Those who wanted to sell their homes didn’t have it easy, either. Foreclosure rates and lack of demand made it tough to sell properties for a worthwhile price. Now, it seems, things are finally starting to get better. The economy has made its way into a recovery, with home values inching steadily up and home buyer activity gaining strength. Still, many people remain¬†trepidatious about approaching lenders, due to their fear of not being able to qualify

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Strange Homes for Sale

contemporary house

Would you live in a home with no official bathroom? Could you fall asleep on a former church alter? Ever dreamed of living in one of those old Southern plantation homes? If you’re not satisfied with the run-of-the-mill homes that dominate the market today, you might be interested in checking out these unique listings: 134 Old Louisville Road Oliver, GA 30449 Built in the post-Civil War Reconstruction Era, this magnificent 5 bedroom, 6 bath house is like something out of Gone with the Wind.¬†According to the home’s listing, this former plantation has been carefully restored to “preserve the character of

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The various mortgage brands run by Mid America Mortgage, Inc.

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Mid America Mortgage, Inc.
15301 Spectrum Drive, Suite 405
Addison, TX 75001
Phone: 214-261-3300
Toll Free: 866-544-7013
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Wholesale Division
550 Warrenville Rd
Lisle, IL 60532
Phone: 630-796-6092
Toll Free: 855-528-4572

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