Mid America Mortgage Blog

Home builder sentiment gets a boost

home builder on frame of house

Home builders are feeling good about the new homes market in 2019. Builders in the newly-built, single-family housing market gained four points to a level of 62 in February, according to the latest data from the National Association of Home Builders/Wells Fargo Housing Market Index (HMI). The HMI was released today during the 75th annual International Builders’ Show in Las Vegas.

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New Home Sales Surge in November

home builder on frame of house

As housing inventory woes continue to hold buyers back in markets across the US, sales of newly built homes saw a significant rise in November. According to a recent article from Realtor.com, the Commerce Department found that new-home sales rose 16.9 percent from October to November 2018 to a seasonally adjusted annual rate of 657,000. This figure far exceeds economists’ predictions of new-home sales reaching an annual rate of 571,000.

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What’s the Difference Between a Lien, a Loan and a Mortgage?

houses and calculator with magnifying glass

Getting ready to buy a home but confused by the slew of financial terms you’re coming across? You’re not alone. The real estate and mortgage financing industries are full of confusing terminology and it seems like only the professionals fully understand. Three big terms that are bandied about quite a bit when it comes to financing a home purchase are lien, loan and mortgage. Two of these terms sound a lot alike but actually mean very different things. Let’s break down the meaning and differences between loan and lien.

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Addison, TX 75001
Phone: 214-261-3300
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550 Warrenville Rd
Lisle, IL 60532
Phone: 630-796-6092
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