Mid America Mortgage Blog

Buying a home around the holidays? Here are 5 things you should know.

house with scarf and Christmas tree

Buying a home can be an exciting but often stressful process. Setting up showings, applying for mortgage financing, negotiating with sellers…it can be overwhelming if you’re not prepared. And if you’re buying around the holidays, there may be additional factors to consider. In today’s post, we’ll go over some of those factors and offer a few tips for managing the stress of buying a home during the holiday season. Here are five things to consider when searching for your dream home over the holidays: 1.) You Could Find a Great Deal The typical busy season for real estate is the

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Existing-Home Sales Rise for the First Time in Six Months

shopping cart money bag house

After six straight months of declines, the number of existing-home sales crept back up in October, according to the latest data from The National Association of Realtors® (NAR). Total existing-home sales are defined as completed transactions that include singe-family homes, townhomes, condominiums and co-ops that are already built; i.e., not new construction. The number of these home sales increased 1.4 percent from September to a seasonally adjusted rate of 5.22 million last month. Sales remain lower on a year-over-year basis with sales down 5.1 percent. What’s behind the trend? NAR’s Chief Economist Lawrence Yun says greater housing inventory has brought

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Fewer Home Sales May Require In-Person Appraisals

houses and calculator with magnifying glass

There’s a new plan in works that may eliminate the need for in-person home appraisals for real estate transactions priced below a certain figure. The proposal could save home buyers and those who are refinancing hundreds of dollars, not to mention speed up the sale process; however, some say the change could cause significant problems. 

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