Mid America Mortgage Blog

Underwater Homeowners Still Have Options After HARP Expiration

house on chart showing decrease in statistics

There’s good and bad news for homeowners struggling with negative equity. First, the bad news: At the end of December, the Home Affordable Refinance Program (HARP) expired. The program allowed qualified homeowners to refinance to more affordable interest rates, ultimately giving them lower monthly payments and providing a path to regain equity. When HARP ceased to be available in the mortgage marketplace, it had an effect on the overall availability of conventional home financing.

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The Safest, Most Affordable Cities in America

small green house

When it comes to finding a place to call home, there are two main concerns that are usually at the forefront of our minds: Safety and Cost. Whether it’s simply a move across town, to another city or to the opposite end of the country, home buyers want to know that the place they choose to live will be affordable without compromising safety.

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How is the Government Shutdown Affecting the Housing Market?

government building on dark background

In a recent article, the National Association of Home Builders (NAHB) explained some of the effects the housing market is experiencing (or can soon expect) from the partial government shutdown. While we are nonpolitical, we felt it was important and timely to share this information with our readers. In this post, we’ll review the major highlights from the NAHB report and provide a simple breakdown of the shutdown and how different areas of the housing and real estate markets are being impacted. 

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The various mortgage brands run by Mid America Mortgage, Inc.

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Company Headquarters:
Mid America Mortgage, Inc.
15301 Spectrum Drive, Suite 405
Addison, TX 75001
Phone: 214-261-3300
Toll Free: 866-544-7013
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Wholesale Division
550 Warrenville Rd
Lisle, IL 60532
Phone: 630-796-6092
Toll Free: 855-528-4572

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At Mid America Mortgage, Inc. we're always looking for talented mortgage professionals to join our growing team. We're an Equal Opportunity Employer offering a highly competitive compensation and benefits package.

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