Click here for information regarding Forbearance and the CARES Act for those affected by Coronavirus (COVID-19)

What is Forbearance?

Forbearance is a temporary delay of payments for a set term. At the end of the term, we would explore options available to you for the amounts uncollected. Please note a forbearance is not the forgiveness of debt or a deferment of debt.

For example, let’s say you agree upon a 6-month forbearance plan. You would not make payments for 6 months. After 6 months, we would encourage you to reach out to us to explore what options may be available. We also will be checking in with you throughout the forbearance period.  It is important that you stay in contact with us throughout the process and when your hardship has been resolved.

If you qualify for forbearance, we will discuss the following forbearance terms:

What are the benefits of Forbearance?

What other options are available to me?

There are many forbearance options depending upon your loan type. However, there are also several other options such as modifications and some deferral options. Please call us today to further explore options available.

Forbearance may be an option if you are:

What can I do now?

Please, contact us if you have been affected by the national emergency of Covid-19. The best way to reach us is either through your payment portal’s secure messaging system or by calling (888) 845-6535. Based on recommendations from the Federal Housing Administration, all borrowers are urged to continue to make your monthly mortgage payments if you can. Currently, it is also acceptable to make payments partially.

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Mid America Mortgage

Mid America Mortgage Inc. is excited to announce that our Servicing Division goes live November 4, 2019. On this date, our employees will be begin servicing our retained loans with a new, efficient system. For more information, please read this.

If you have any questions, please reach Mid America Mortgage Inc. by calling: (888) 845-6535 or emailing customerservice@midamericamortgage.com. The customer service hotline is open Monday through Friday 8:00 am – 6:00 pm CST and Saturday 8:00 am – 12:00 pm CST.

If you are a 1st Tribal Lending or 184 customer, please click here to access your account.