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We offer a variety of low and no money down home financing solutions including Fannie Mae’s HomeReady. With the HomeReady program, borrowers may finance up to 97% of the value of a home. The cash needed to cover closing costs and the 3% down payment may come from multiple sources including gift funds (e.g. parents), grants, and Community Seconds.

No minimum personal funds are required!

Not sure if HomeReady is right for you? We can help you explore this program and discuss other low and no money down financing options.

Why Choose HomeReady?

With HomeReady, you can put down as little a 3%. The cash needed for the down payment and closing costs can come from multiple sources. And, unlike many other low and zero down options, borrowers may be able to cancel their mortgage insurance (MI) once they’ve reached 20% equity.

Low down payments, flexible funds, and the ability to cancel mortgage insurance… that’s why to consider HomeReady.

Want to learn more and hear about other low and zero down options? Call us today for a free consultation.

Additional Features Include

Questions? Contact Mid America Mortgage, Inc. Today!

Not sure where to start? Contact one of our mortgage professionals today!

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Mid America Mortgage

Mid America Mortgage Inc. is excited to announce that our Servicing Division goes live November 4, 2019. On this date, our employees will be begin servicing our retained loans with a new, efficient system. For more information, please read this.

If you have any questions, please reach Mid America Mortgage Inc. by calling: (888) 845-6535 or emailing The customer service hotline is open Monday through Friday 8:00 am – 6:00 pm CST and Saturday 8:00 am – 12:00 pm CST.

If you are a 1st Tribal Lending or 184 customer, please click here to access your account.