At Mid America Mortgage, Inc. we understand that our clients have varying home financing needs. That’s why we offer such a broad selection of mortgage programs. From conforming fixed rate and adjustable rate mortgages to non-conforming jumbo loans and zero down mortgage products, we’ve got you covered. Below you’ll find information on a number of our home loan programs. Please do not hesitate to contact us with any rate or product related questions.

Fixed Rate Home Loans

Our most popular mortgage products. Rates are fixed for the duration of the loan term.

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FHA Home Loans

FHA financing offers home buyers the opportunity to purchase property with as little as 3.5% down. In many cases, closing costs may also be gifted by relatives.

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First Time Homebuyer Home Loans

We can help you sort through all of the home loan options available for first time home buyers including conventional loans, FHA mortgage, USDA loans, and VA loans.

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Jumbo Home Loans

We offer a number of fixed rate and adjustable rate mortgage programs for loan amounts exceeding current conforming loan limits.

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Renovation (203k) Home Loans

Gives borrowers the ability to finance home improvement/renovation costs into the purchase price without the need for second mortgages or construction loans.

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USDA Home Loans

A no money down financing option for lower income borrowers in rural communities. Income restrictions may apply.

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VA Home Loans

Another no money down financing solution. Available to eligible active duty servicemen and women and military veterans.

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Section 184 Home Loans

For Native Americans who are enrolled members of federally recognized tribes. Properties can be financed both on and off reservations (within approved areas).

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